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Annuities
💰 Turn your savings into lifetime income! Enjoy a steady, guaranteed paycheck in retirement—no worries, just peace of mind.
Annuities in Lubbock, TX Secure Guaranteed Income for Your Retirement
What Are Annuities?
Annuities are financial products that provide guaranteed income payments over a set period or for the rest of your life. These plans are typically used by retirees to ensure steady income and financial security during retirement.
Types of Annuities
Fixed Annuities: Provide a guaranteed interest rate for a specified term.
Variable Annuities: Offer the potential for higher returns, but with more risk, by investing in market-based options.
Immediate Annuities: Provide payments that begin immediately after you purchase the annuity.
Deferred Annuities: Allow you to accumulate funds over time, with income starting at a later date.
Annuities are purchased with either a lump sum or series of payments. In return, the annuity provider agrees to make periodic payments to the annuitant over a specified period or for life. The payments can begin immediately or be deferred for later in life.
How Do Annuities Work?
In insurance, an annuity is a contract with an insurance company where you make a lump sum or series of payments, and in return, the company guarantees to make regular payments to you, either for a set period or for life
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