Indexed Universal Life (IUL)

Indexed Universal Life Insurance in Lubbock, TX – Build Wealth & Secure Your Future

How Indexed Universal Life Insurance Works

IUL combines life insurance coverage with a cash value component that earns interest based on a stock market index. This makes it a great option for those who want insurance with investment potential.

Benefits of Indexed Universal Life Insurance

• Tax-free growth of cash value

• Adjustable premiums to fit your budget

• Market-linked growth with downside protection

Who Should Consider Indexed Universal Life?

Indexed Universal Life (IUL) insurance is a type of permanent life insurance that offers a death benefit and a cash value component, with the potential for cash value growth tied to the performance of a stock market index, such as the S&P 500, while also offering a guaranteed minimum interest rate

• Want life insurance with an investment component

• Are planning for tax-free retirement income

• Need flexible premiums and lifelong coverage

While IUL offers growth potential, it differs from whole life and term life insurance. Our team can help you decide if IUL fits your long-term financial goals.

IUL vs. Other Life Insurance Options

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