Long-Term Care

👵 Stay independent, stress-free, and cared for! Ensure you have the funds to afford quality long-term care when you need it most.

Long-Term Care Insurance in Lubbock, TX Secure Your Future Health Needs

Why is Long-Term Care Insurance Important?
green grass field near mountains under blue sky and white clouds during daytime
green grass field near mountains under blue sky and white clouds during daytime

As people age, healthcare costs increase. Long-term care insurance ensures you can afford nursing homes, assisted living, and in-home care.

brown rocky shore under blue sky and white clouds during daytime
brown rocky shore under blue sky and white clouds during daytime
green lake surrounded by green trees under blue sky during daytime
green lake surrounded by green trees under blue sky during daytime
Benefits of Long-Term Care Insurance
  • Covers home care, nursing homes, and rehab services

  • Prevents financial strain on families

  • Offers tax advantages and Medicaid planning

Who Should Get Long-Term Care Insurance?

Long-term care insurance is a type of insurance that helps cover the costs of care for individuals who need assistance with daily activities due to chronic illness or disability, such as nursing home care, home health care, or assisted living

  • Seniors planning for retirement healthcare

  • Families wanting to protect savings from medical costs

  • Individuals concerned about Medicaid limitations

  • In-home care and medical support

  • Nursing facility stays and rehabilitation costs

  • Daily assistance with bathing, dressing, and meals

What Does LTC Insurance Cover?

"Get a Long-term Care LIfe Insurance Policy – Contact Us Today!"

Long-Term Care Insurance Quick Facts

About 70% of people age 65 and older will need some form of long-term care at some point, and it can be expensive, with the average cost of an assisted living facility around $51,600